Risk Profiling

Risk profiling of the client

Please note that the questionnaire is only suitable for customers that are comfortable with taking on some form of investment risk. It is not suitable for customers that do not want to take on any risk whatsoever. Clients are classified under three categories low risk, medium risk and high risk clients with respective scores 07-12, 13-18,19-27 and accordingly product is recommended to them. Investors are categorized on the basis of this questionnaire and weights allotted

Instructions for Completion of Risk Profiling Form:

    • 1) All details of Risk Profiling form should be completely filled by client including client’s name & number.
    • 2) Clients have to compulsorily answer all the questions.
    • 3) Clients have to upload there signature in JPEG , JPE with in 1mb.

Note : In case of any doubt, you can coordinate with your executive.

Please choose the option that best describe how you feel about each question. If no option is exactly right for you, choose the one that is closest.

Submit your risk profiling details




    1. What is your Age Group?

    Category

    Weight Allotted

    Choose Ans.

    Under 35

    1

    36-45

    2

    46-55

    1.5

    55-60

    0.5

    60+

    0

    2. What is your marital status?

    Married

    UnMarried

    3. Investment objective?

    Category

    Weight Allotted

    Choose Ans.

    To grow aggressively

    1.5

    To grow significantly

    2

    To grow moderately

    1.5

    To grow with caution

    0.5

    4. How long do you want to stay invested into market investment?

    Category

    Weight Allotted

    Choose Ans.

    0-6 Months

    1

    7-12 Months

    2

    13-24 Months

    1.5

    >24 Months

    0.5

    5. Proposed Investment Amount

    Category

    Weight Allotted

    Choose Ans.

    < 1 lacs

    1

    1-2 lacs

    2

    2-5 lacs

    1.5

    >5 lacs

    0.5

    6. Preferred Investment type

    Category

    Weight Allotted

    Choose Ans.

    Short term Positional

    1

    Long term Positional

    2

    Intraday

    1.5

    * Occupation and Income details

    7. Occupation (please select the appropriate)

    Private sector service

    Public sector

    Government sector

    Business

    Professional

    Agriculturist

    Student

    Housewife

    Retired

    Others

    8. Gross Annual Income details:-

    Category

    Weight Allotted

    Choose Ans.

    Below 1 lac

    1

    1-5 lac

    2

    5-10 lacs

    1.5

    10-25 lacs

    0.5

    >25 lacs

    2

    9. Sources of Income

    A. Primary Source

    B. Secondary Source

    Salary

    Royalties

    Business

    Rental

    Dividend

    Others Specify

    * Existing Investment and Assets

    10. Market Value of portfolio held?

    Category

    Weight Allotted

    Choose Ans.

    < 1 lacs

    1

    1-2 lacs

    2

    2-5 lacs

    1.5

    >5 lacs

    0.5

    11. What percentage of total net worth you are investing in this Investment Program?

    Category

    Weight Allotted

    Choose Ans.

    Less than 25%

    1

    26% - 50%

    2

    51% - 75%

    1.5

    76% - 100%

    0.5

    * Risk appetite and tolerance

    12. What degree of risk have you taken with your past investment decisions?

    Category

    Weight Allotted

    Choose Ans.

    High

    2

    Medium

    1

    Low

    0

    13. What degree of risk do you wish to take with your future financial decisions?

    Category

    Weight Allotted

    Choose Ans.

    High

    2

    Medium

    1

    Low

    0

    14. What percentage of total net worth you are investing in this Investment Program?

    Category

    Weight Allotted

    Choose Ans.

    I don't mind if I lose money

    1

    I can tolerate some losses

    2

    I'd have a hard time tolerating any losses

    1.5

    I need to see at least some return

    0.5

    15. What is the size of your emergency fund?

    Category

    Weight Allotted

    Choose Ans.

    Do not have

    1

    < 1 month income

    2

    1-3 months income

    1.5

    3-6 months income

    0.5

    > 6 months income

    0.5

    * Liability and borrowing details

    16. How many dependents do you financially support?

    Category

    Weight Allotted

    Choose Ans.

    None

    2

    1-3

    1

    4+

    0

    17. Which of these is your liability in future?

    Child marriage

    Child education

    Other

    18. What percentage of monthly income is allocated to pay off debt [all EMIs]?

    Category

    Weight Allotted

    Choose Ans.

    Do not have

    1

    < 1 month income

    2

    1-3 months income

    1.5

    3-6 months income

    0.5

    > 6 months income

    0.5

    * Past experience

    19. Investment Experience Category

    Category

    Weight Allotted

    Choose Ans.

    < 3 years

    2

    3-5 years

    1

    >5 years

    0

    20. Experience in market products

    Stock

    Commodity

    Derivatives Stocks

    Forex

    All

    21. What is your experience with market products in past?

    Category

    Weight Allotted

    Choose Ans.

    Very Good

    1

    Good

    2

    Moderate

    1.5

    Bad

    0.5

    Very Bad

    0.5

    Note : Clients with Long term Investment goal as investment objectives are not accepted at 3i Research.